Definition
Public Liability Insurance covers a vendor's legal liability for injury to third parties or damage to third-party property arising from their business activities. Most commercial property managers require minimum $20M cover from cleaning vendors.
Why it matters for procurement
If a cleaner leaves a wet floor and a tenant slips, the claim hits public liability first. Insufficient cover (or expired cover) leaves the property owner exposed to top-up litigation.
How White Gold Collective applies it
We carry $20M public liability cover with annual certificate of currency provided to every client. Higher cover available on request for SDA, healthcare and large commercial sites.
Audit your current vendor against this standard
Our Free Site Audit assesses your existing cleaning programme against Public Liability Insurance and 20+ other compliance benchmarks — written report within 48 hours.
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